General Property

Covering your portable property against loss or damage, anywhere in Australia


What is General Property Insurance?

General Property Insurance will cover the portable property used in your business, anywhere in Australia – not just at your place of work. Cover provided will often be for accidental loss, damage or theft.


Items insured may include:


-  Tools of Trade

-  Laptops

-  Mobile Phones

-  Tablets

-  Photographic & Video Equipment

-  Surveying Equipment

-  Stock and Travellers Samples

-  Sensors, Monitors & Measuring Equipment

-  2-Way Radios

-  Lasers

-  Any other portable equipment used in your business

Who should consider it?

Any business that works away from an office or static location. This may include:

-  Tradies

-  Surveyors

-  Photographers

-  Videographers

-  Sales Persons

-  DJ’s

-  Film & TV Production

-  Anyone else who works away from their office or static location with portable property

Did you know:

General Property insurance can be taken as part of a Business 

Package policy, or as a stand-alone policy.

What can it cover:

    • Accidental damage to insured items by physical means
    • Accidental loss of the equipment (some items may be excluded)
    • Theft of the equipment

What isn’t covered:

Some standard policy exclusions include the following:

·  Theft from an unlocked vehicle or building (must be forcible & violent entry)

·  Breakdown of mechanical & electrical items

·  Wear, tear, fading, scratching, etc.

·  Loss whilst in the care, custody or control of another person

·  Unexplained or mysterious disappearance

Other exclusions will apply and you should review any quote received carefully and consider the policy wording for all policy terms, conditions, exclusions and limitations.

Case Study / Article

Whilst working on a job site an electrician leaves his tools in a locked tool 

box attached to the tray of his ute.

Someone sneaks onto the site and whilst no one is around, the person 

cuts the lock to the tool box and steals the tools within.

The electrician files a police report and lodges a claim with his insurer 

who compensates him for the replacement of the stolen tools.

"We take the hard work out of getting the right cover"

Related Insurances

Professional Indemnity
Workers Compensation
Business Pack
Management Liability